| Getting auto insurance in Pennsylvania is a | | | | According to state law, auto insurance in Pennsylvania |
| requirement of state law. Driving without insurance | | | | must include: |
| can result in fines, license suspension, revocation, and | | | | $15,000 bodily injury coverage per person |
| even jail for constant offenders. There is no reason | | | | $30,000 bodily injury coverage per accident |
| to drive without insurance anyway. It is an affordable | | | | $5,000 property damage coverage |
| way to protect yourself from all of the different | | | | Of course, you should keep in mind that this is the |
| things that could go wrong on the road. You might | | | | MINIMUM. In the event that you have an auto loan, |
| be the safest driver in the world, but you can't | | | | you'll probably be required to carry more coverage so |
| guarantee that the other people on the road will be | | | | that the lender is protected in the event of an |
| as careful. Therefore, having auto insurance to cover | | | | accident, as well. Make sure that you understand |
| your car's replacement value, your own medical | | | | what is required of you so that you don't get your |
| expenses, and the injuries of others is going to be | | | | car or license taken for being uninsured or |
| necessary so that you are protected at all times. | | | | under-insured. |
| Getting auto insurance in Pennsylvania is very | | | | While this might seem like a lot to think about, you |
| different than getting it in other states, simply | | | | can utilize the internet to find the best policies or |
| because drivers have the right to choose between a | | | | work directly with an agent. An agent will be able to |
| traditional insurance policy and the more common | | | | tell you what coverage you need, and often can get |
| no-fault policy that lets everyone pay for their own | | | | you much better rates because they have a sort-of |
| damages when an accident occurs. When drivers fail | | | | 'inside edge' with the insurance companies. Plus, their |
| to choose the type of system that they want to | | | | services are free, so you've really got nothing to |
| follow, they are defaulted to a typical 'tort' system | | | | lose. Just focus on getting the right insurance for |
| or a system where the accident is blamed on | | | | your needs, no matter what else you do. |
| whoever is proven to be at fault. This can get very | | | | To learn more or get quotes for your auto insurance |
| confusing for many drivers, so make sure that you | | | | in Pennsylvania, visit the state insurance departments |
| talk to an insurance agent when you need one. | | | | website or Williams Agency's site for more details. |