Car Safety - Understanding Car Recalls

When you purchase a vehicle, you expect it to meetmail. The letter must contain certain information,
certain performance and safety standards. But withincluding where to go to get the defect corrected,
more than 200 million vehicles on the road today,when you can do this and how long it will take.
problems are inevitable. That's why consumers areManufacturers are required by law to follow this
protected by the National Traffic and Motor Vehicleprocedure. You can also visit the NHTSA's website to
Safety Act. At its core, this law requires thatsearch for recall information.
manufacturers remedy serious flaws in their vehiclesWhat should I do if I receive a recall letter?
at no cost to the owner. In fact, the NationalThe manufacturer is required by law to fix the
Highway Traffic Safety Administration (NHTSA),problem, and they have three options: repair it,
which monitors car safety, claims that since 1966,replace it or issue a refund. If you've already paid for
"more than 390 million cars, trucks, buses, recreationalrepairs on the problem that prompted the recall, in
vehicles, motorcycles and mopeds, as well as 46many cases you can be reimbursed by the
million tires" have been recalled.manufacturer. It's necessary, however, to save your
Here is a quick look at how car recalls work andreceipts. The manufacturer is not required by law to
what to do in the event your car is involved in one:reimburse these costs or any others accrued due to
Who issues a car recall?damage the defect caused. In many cases,
Most recalls are issued by the manufacturer.consumers are able to work out an agreement
Manufacturers often discover that problems exist viaprivately.
their internal testing and inspection methods.By law, you are entitled to one of the three free
Sometimes consumers notice issues before theremedies if your vehicle is younger than 10 years old
manufacturer does. Consumers can report these toon the date the defect is documented. The age of
the NHTSA. Once a significant number of complaintsyour vehicle is determined by the date of the original
regarding the same issue has been registered, theowner's purchase. Even, if your car is older than 10
NHTSA investigates the problem and notifies theyears, it's still prudent to get the problem checked
manufacturer if they find evidence of a major safetyout and taken care of yourself.
defect. The NHTSA will then require theHow are tire recalls handled?
manufacturer issue a safety recall.Manufacturers are required to follow the same
Why are car recalls issued?notification procedures on your tires. To take
Car recalls are typically the result of two mainadvantage of a free fix from the manufacturer, your
problems: failure to meet overall federal safetytires can't be more than 5 years old when a recall is
standards or an unforeseen safety defect identifiedissued. To get a free replacement or repair, you
in the car or its parts. Safety defects are limited tomust bring the tire to the dealer within 60 days of
serious problems that can cause owners to losebeing notified of the safety recall.
control of the vehicle or cause the vehicle to reactIn certain cases when a problem is widespread but
poorly in a crash. Examples include problems with thenot a major threat to safety, manufacturers will elect
steering equipment, fuel system, wheels, airbags andto issue a safety advisory rather than a car recall. A
child safety seats. Issues like malfunctioning airrecall is very expensive, so companies prefer to
conditioning systems and routine wear and tear onavoid it if possible. In a safety advisory,
equipment like brakes and batteries are notmanufacturers notify customers of potential
considered safety defects.problems and offer suggested solutions.
How will I know if my car is part of a recall?Safeguarding your car is always a wise idea, whether
When a defect is documented and a car recall isit's part of a recall or not. Take steps to protect
issued, the manufacturer must notify owners, dealersyourself and your car without breaking your budget
and the government, then remedy the problem at nowith discount auto insurance.
cost to you. You as the owner will be notified by U.S.