Cash For Clunkers - The Repo Man Cometh, Again and Again

Have we not learned anything from our pastback yard, dragged to the dealership or pushed if
mistakes? A few years ago, the Clintonrequired and those people get a new car with $4,500
Administration and Barney Frank led a charge toof our money we might find the mortgage cycle
change the rules of mortgage qualifying to "ease" thestart again. The next major job growth spurt could
process for low-income people to own a home. Notbe in the Auto Repo business. Some expect that a
responding quickly enough law suits threatenedlarge portion of those who get the discounted cars
against the major mortgage companies to gainmight find they cannot afford to pay for them.
compliance.We just went through this cycle on houses; it
Today wonder and shock dribbles off our politician'shappened once, guess it could happen again. It is
lips that in our creative free enterprise system, whilepossible in 18-24 months the rate of repo actions will
responding to government pressure to "ease" up onsurge, the number of cars hitting the used lots will
qualifying people, some went one-step further. Theysoar. Do not be surprised if somewhere in our
made it possible for people to get houses when theycreative free enterprise system someone finds a
could not afford the house.way to take this government sponsored program a
That met the intent, concept, and goal of the pushstep further.
to "ease" up on the mortgage requirements forWhen that occurs and we will scratch our heads
profit. We are a capitalist country, it is our strength,wondering, why and how it happened. Let us take a
and it is our weakness if abused. It does workmoment and remember the mortgage crisis. Did we
better, when the government does not attempt tolearn anything from the mortgage mess we are
control, direct, and manage the process.clawing our way through now or will we do it again,
When all the old cars are moved off the blocks in theonly this time with automobiles?