| All terrain vehicles, often called ATVs, are widely | | | | that use them may be at a greater risk for suffering |
| used across the country for outdoor recreation. | | | | serious injuries. |
| These vehicles are built to withstand harsh and taxing | | | | In many cases, ATV owners can service their own |
| conditions off of paved roads. Since they often take | | | | vehicles. Some may opt to take their ATVs to |
| quite a beating when they are used, it is important to | | | | certified repair shops. Regardless, it is important for |
| regularly maintain your ATV. | | | | owners to understand what areas of their vehicles |
| ATV maintenance is much like the maintenance | | | | require extra care, maintenance, and inspection. |
| individuals perform on their automobiles. They are | | | | Unfortunately, even the best tuned ATV can be in |
| constructed in similar ways, but they place an | | | | an accident because of terrain conditions or driver |
| emphasis on off-road driving. As such, there are | | | | errors. When this happens, individuals riding ATVs |
| certain areas that require more attention than others. | | | | may suffer serious injuries, and the vehicles may be |
| Typically, the areas of an ATV that will suffer the | | | | seriously damaged or even destroyed. |
| most damage are the: | | | | Since medical expenses and ATV repair bills can cost |
| - Tires and wheels | | | | in the thousands of dollars, it is smart for ATV |
| - Suspension | | | | owners to consider purchasing insurance for their all |
| - Engine | | | | terrain vehicle. Usually, this coverage will extend to |
| - Brakes | | | | the injured driver's medical bills as well as damage to |
| - Steering | | | | the ATV and other property. |
| Each of these parts should be inspected monthly to | | | | If you are currently looking into insuring your ATV, |
| ensure that ATVs are in proper working order. When | | | | discuss your insurance options with the Chicago ATV |
| ATVs are not in proper working order, the individuals | | | | insurance agents of Insure on the Spot. |