| Why would you want short term motorhome | | | | Short term motorhome insurance |
| insurance protection? | | | | In spite of all that, there may be times when you |
| There could be many reasons! | | | | need cover for a short period. Those situations may |
| Vehicles off-road | | | | include things such as: |
| The law only demands mandatory third-party | | | | - a change of ownership where you're not sure if |
| insurance cover if your vehicle is driven or parked on | | | | you're going to keep the vehicle; |
| the public highway (that includes being parked on the | | | | - moving the vehicle over a few days between two |
| road outside of your house). | | | | different off-road locations; |
| Therefore, if your caravan is on your driveway or | | | | - you've inherited a vehicle and want to cover it while |
| privately garaged, then it may not legally require | | | | you're going through the sale process; |
| insurance protection. | | | | - etc. |
| However, it may be risky to assume that no | | | | Motorhome insurance providers |
| insurance is necessary. | | | | The policies and approaches adopted may vary by |
| Even if off-road, your motorhome could still be | | | | provider. |
| stolen, vandalised or suffer burglary and theft of | | | | Some may offer specific short term insurance cover. |
| contents, fixtures and fittings. It may also still be | | | | Others may have a minimum cover period but offer |
| vulnerable to natural disasters. | | | | policy cancellation options (but remember to check |
| An expensive list, if you've decided that you're going | | | | minimum prices and any cancellation fees). |
| to dispense with insurance. | | | | In the final analysis, it may be necessary to check |
| Motorhomes out-of-action | | | | with insurance providers to ascertain what their |
| If your motorhome is broken-down and immovable | | | | specific offerings are for short term motorhome |
| while parked off-road, the risk of theft may be | | | | insurance. They will typically be pleased to offer their |
| hugely reduced but you still have all the above other | | | | advice and guidance. |
| risks. | | | | |